Review Of How To Find Out If You Have Home Equity Ideas. Suppose that your home is worth $250,000 and you owe $150,000 on your mortgage. To calculate how much equity you have in your home, subtract the amount you owe on all of the loans secured by your home from the current appraised value of the home.

Your home equity is only one number lenders look at when you want to refinance your mortgage or take out a home equity loan. Ad trusted specialists in debt consolidation, rebuilding credit & home mortgages. Find your home’s current market value.